Education loan scheme
Loan
Education
Ministry of Social Justice and Empowerment
The Educational Loan shall be provided for pursuing full time Professional/Technical courses. Educational Loan is meant to cover Admission Fees & Tuition Fees, Books, Stationery and other instruments required for the course, Examination Fee, Boarding Lodging expenses, Insurance premium for policy for insuring loanees against loan in case of death or permanent disability, Travel Expenses/Passage Money for studying abroad and Caution Money, Development Fund etc. (NSFDC, undated)
Upto 10 lakh in India and 20 lakh abroad. interest rate for CA is 1.5% per annum and 4% per annum is for beneficiary where, 0.5% rebate is for women beneficiaries .
a) The applicants should be persons belonging to Scheduled Castes
b) Their annual family income should be below Double the Poverty Line limit as prescribed from time to time (Presently Annual Family Income of Rs.98,000/- in rural and Rs.1,20,000/- in urban areas).
1. National Schedule Castes Fianance and Development Corporation
2. Bihar State SCs Co-operative Dev. Corpn. Ltd.,
1) Gyanendra Kumar Dwivedi
1) Director
1) National Scheduled Castes Finance and Development Corporation,
New Market Phase-II, 5th Floor,
15-N, Nellie Sen Gupta Sarani,
Kolkata - 700 087
2.) Bihar State SCs Co-operative Dev. Corpn. Ltd.,
Malayanil Bhawan, Buddha Colony,
Patna – 800 006
n.a.
1) 011-23385491 (Off.) 2) 033-22521395 3) 0612-2525612
n.a.