Govt Schemes and Programs

Name of Scheme

Education loan scheme of the NBCFDC

Type of Scheme

Loan, education

Sector

Education

Name of Ministry

Ministry of Social Justice and Empowerment

About the Scheme

To extend Education Loan to the students of Backward Classes for pursuing professional/technical education at graduate and higher level and for pursuing vocational Courses.

Benefits Under the Scheme

The annual family income of the applicant is fixed as Rs.3.00 Lakh. The Channel Partners (State Channelising Agencies/Banks) are requested to release atleast 50% of total funding to persons with annual family income upto Rs.1.50 Lakh.The applicant should have obtained admission for any professional and technical courses approved by appropriate agency such as AICTE, Medical Council of India, UGC etc. in a duly accredited/recognized institute. Minimum 50% marks in qualifying exam i.e. the exam whose qualification is a pre-requisite for the course. The rate of interest is as low as 4% for boys and 3.5% for girls.

Eligibility Criteria

a) Members of Backward Classes, as notified by Central Government/State Government from time to time. b) The annual family income of the applicant is fixed as Rs.3.00 Lakh. The Channel Partners (State Channelising Agencies/Banks) are requested to release atleast 50% of total funding to persons with annual family income upto Rs.1.50 Lakh. c) The applicant should have obtained admission for any professional and technical courses approved by appropriate agency such as AICTE, Medical Council of India, UGC etc. in a duly accredited/recognized institute. Minimum 50% marks in qualifying exam i.e. the exam whose qualification is a pre-requisite for the course. d) Should have secured admission to professional/technical courses in India or abroad through entrance test/merit based selection proces

Concerned Agency Institutions

National backward clases finanance and development Corporation

Name Of Person

n.a.

Designation

n.a.

Address

5th Floor, NCUI Building, 3, Siri Institutional Area, August Kranti Marg, New Delhi-110016

Email

info@nbcfdc.gov.in

Phone

18001023399/ +91-11-45854400

Fax

n.a.

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