Govt Schemes and Programs

Name of Scheme

Educational loan scheme

Type of Scheme

Education, loan

Sector

Education

Name of Ministry

National Minority Development & Finance Corporation ltd., New Delhi

About the Scheme

With effect from the year 2007-2008, NMDFC has introduced the scheme of Educational Loans with the objective to facilitate job oriented education amongst the weaker section of the minorities. This scheme is being implemented through Bihar State Minorities Financial Corporation ltd. The scheme envisages maximum loan of Rs. 2,50,000/- @ Rs. 50,000/- per year for persuing professional and technical courses of duration not exceeding five years. It carries 3% simple interest per annum which is refundable in five years after completion of the course("education loan scheme", n.d.).

Benefits Under the Scheme

n.a.

Eligibility Criteria

The applicant should be in the age group of 16-32 years. Confirmed admission in the intended course in recognized institute is the basic requirement for availing the loan. However, application for loan can be made in anticipation of admission to the recognized institutes. Similary, loan can also be sanctioned in anticipation of confirmed admission to such institutes.Women and Physically challenged candidates would be given preference. Selection out of the eligible candidates will strictly be on merit. The selected candidates should fulfill the annual income criteria which has been specified for rural and urban areas in the case of Term Loan("Education loan scheme, n.d.) The course of study should have good potential in the job market. The duration of the course will not exceed five years. However, shorter duration courses may be preferred. The College/Institute should have been offering the course for the last 3 years and should be recognized by the Government at the Central/State Government or by appropriate authority such as AICTE("education loan scheme, n.d.).

Concerned Agency Institutions

Bihar State Minorities Financial Corporation

Name Of Person

Mr. Rasheed Ahmad

Designation

Managing Director

Address

Div. Office : Ali Nagar ,Ward No.22 , Kosi, Sarsha ; Head office: Haj Bhawan, Patna

Email

minocorpatna@gmail.com

Phone

9304704035 ; 9473030592

Fax

0612-2215994

Weblink
Additional Information

n.a.