General Term Loan
Loan
Finance
Ministry of Social Justice and Empowerment
Under this scheme, term loans are extended through State Channelising Agencies (SCA), Regional Rural Banks(RRBs) and Nationalised Banks to the target group. Under this scheme assistance is provided for any viable income generating schemes including sanitation related activities with a maximum project cost of Rs.15.00 lac. Promoter’s contribution is not insisted upon for projects costing upto Rs.2.00 lac. For projects costing more than Rs.2.00 lac , minimum promoter’s contribution insisted by NSKFDC from the beneficiaries is 5% and 5%is to be provided by SCA. General Term loan can be provided up to maximum of 90% of the unit cost and the remaining 10% share is to be provided by the State Channelising Agencies in the form of loan, subsidy or promoter’s contribution, or from any other available sources of funds(NSKFDC, n.d.)
Loan upto 15 lakhs
Interest rate for state channelising agency is 3% per annum and for beneficiary is 6% per annum.
National Safai Karamcharis Finance and Development Corporation (NSKFDC)
Gyanendra Kumar Dwivedi
Director
B-2, Ground Floor & First Floor, Greater Kailash Enclave Part-II New Delhi-110048
nskfdc-msje@nic.in
011-23385491 (Off.), 011-29216330 & 011-29221331
011-29222708